// payretrieve — recover failed stripe payments

Recover failed B2B invoices by reaching the person who can actually pay.

Stripe often has the product user. PayRetrieve helps you reach accounts payable. Route failed payments to the correct billing contact and track the revenue recovered.

See Sample Audit
✓ Free — no credit card✓ Read-only Restricted API Keys✓ Automated 0/24/72h recovery — pause in Settings

// read-only by design

PayRetrieve CAN see

  • ✓ Customer names & emails
  • ✓ Invoice amounts & status
  • ✓ Subscription details
  • ✓ Payment failure reasons

PayRetrieve CANNOT do

  • ✕ See card numbers or bank details
  • ✕ Create charges or refunds
  • ✕ Modify your account settings
  • ✕ Retry payments without approval

Connect with a read-only rk_... Restricted API Key. Disconnect anytime. Full security details →

Recovery calculator

Rough estimate of what failed-payment recovery could be worth. Based on industry failure-type weights.

Default mix: expires 25%, declines 20%, insufficient funds 20%, auth 15%, other 20%.

Potentially recoverable

$523/mo

≈ $6,270 per year

Estimate based on failure-type weights — connect Stripe for your real numbers.

Run My Free Audit

Some failed payments need customer action — not another retry. PayRetrieve identifies Stripe failures that require human follow-up.
— Industry research shows significant revenue loss to failed payments

// why not stripe native?

Stripe handles retries. PayRetrieve handles the human follow-up.

Capability

Stripe Native

PayRetrieve

Smart payment retries

Yes

Coordinates with Stripe

Correct AP/billing contact

Limited

Core feature

Multiple billing contacts

Limited

Yes

CRM/Slack escalation

Limited

Yes

PayRetrieve-attributed recovery

No

Yes

Focused on B2B SaaS companies where product users ≠ billing contacts

// how it works

recovery-pipeline.sh — tail -f

$ payretrieve watch --stripe

[webhook] invoice.payment_failed received

01 · Connect Stripe— read-only Restricted API Keys. We never see your card numbers.

02 · Run a Free Audit— see which failed payments need customer action.

03 · Activate Recovery— recovery messages run on your 0/24/72h schedule — pause anytime in Settings.

[email] sent · [sms] sent · [whatsapp] sent

✓ payment updated — $29.00 recovered

// try it in test mode — ~5 minutes, free

Run a real audit against a test Stripe account.

1

Create a free Stripe account

Sign up at dashboard.stripe.com/register. No credit card needed. New accounts start in Test mode — look for the amber "Test mode" pill in the top-right. You'll never touch real money.

2

Mint two test keys

Go to Developers → API keys. Two keys are all you need:

  • ✓rk_test_…a Restricted API Key — use Stripe OAuth for secure, read-only access.
  • ✓rk_test_…a Restricted API Key — click "Create restricted key" and grantCustomers: Read, Invoices: Read, Subscriptions: Read, Payment Intents: Read, Webhooks: Write, Billing Portal: Write. This is what you connect to PayRetrieve.
3

Connect & run your free audit

Paste the rk_test_… key into PayRetrieve, then run the audit. You'll see real failed-payment data from your test account and exactly which customers need a payment-update link.

Want to see recovery fire end-to-end? Seed one failed invoice first, then trigger a recovery:

$ Connect with Stripe OAuth to run recovery

$ npx tsx scripts/e2e-stripe.ts --cleanup # removes test data

Test mode only — real Stripe accounts connect the same way.

Some failed payments need customer action — not another retry. PayRetrieve identifies Stripe failures that require human follow-up.